![]() ![]() ![]() The first thing is that when you ask for this option, you are essentially asking for a loan. No matter which buy now, pay later optionyou decide to use online or in-store, there are a couple of things you need to be aware of. Depending on your credit and eligibility, you could wind up paying 10 to 30% interest on purchases, with the average being around 16.44%.Īlways make sure to read the fine print before applying for this type of buy now, pay later loan when checking out from a site. One of the other things that are slightly different with Affirm is that they don’t guarantee that you’ll qualify for 0% interest. However, the merchant also has a say in how much you’re able to purchase through their site, so the maximum amount could vary depending on where you’re shopping. When it comes to the maximum amount of money you can spend, Affirm sets a limit of $17,500. While you have the option of making four payments, you can also choose to split your payments into three, six, or potentially 12 payments based on your needs.Īffirm does not set minimum limits on how much you have to spend, but the merchants that they work with might set a minimum purchase price guideline. Like the other buy now, pay later options we’ve been discussing in this article, Affirmcan be applied when checking out to split up your payments and make your purchase more affordable. ![]()
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